Everything is on sale No they didnint. We all know that everything is on sale on cyber Monday, but my inbox just got hit by a “sale” for Hootsuite for their Cyber Monday “Sale”. Since starting this blog, and starting a couple start / stop / die blogs in the past, my theory is, that […]
Too many eggs in the retire early basket?
With all this “Tax cut” talk, it’s really making me recalculate some of my numbers for retiring early. It’s also making me wonder how much we really need for retirement. Everyone has an individual situation, but I’m thinking I might need a boost. Don’t get me wrong…living frugally totally makes sense. I tend to get […]
Happy wealth effect as your net worth grows
Negative Nellies I love writing in this space, because I’m the youngest of 8 children. My oldest sibling(s) has an entirely different idea about “Financial Independence and retiring early”. Flat out they discourage it. I don’t know if it’s because they’re concerned about my physical health, my mental health or just staying active. Maybe they […]
Learn how to cut your own hair men and save big
Frugal Money saving tip #6 The short answer is “Get your wife to do it”. Actually that reminded me of an old parable that my friend shared with me many years ago. It went something like this. “When there are 2 barbers in a shop, which one do you choose?”. ANSWER: “The one with the […]
How to take a 401k early withdraw for education
An age of retooling Ever since I started retooling some job skills, I’ve been wondering how to best take a 401k early withdraw to pay for some continuing coursework. Boy did I receive an education! Finance after 50 can involve schlogging through tax code to make sure you’re not paying taxes unnecessarily. With a little […]
Do you ever just go with your gut feeling on a stock pick?
Watching the grass grow I enjoy most of the financial blogs that I follow. However, I must say, most of their advice centers around the basic “Buy Low and Sell high” theory. Actually, it’s even worse than that. I call it the “No brainer path to becoming a millionaire”. Cut your expenses to the bone […]
Sharing financial responsibility with your partner
Time to think Lying in a hospital bed for 4 days, I had a lot of time to think. I thought mostly about my wife of 27 years and how she would get along financially, without me. You see, I’ve always been the one that managed every aspect of our finances. If there was an […]
What is the best way to shift a blog topic niche and focus?
It’s hard out here for a…..writer When I launched this blog over a year ago now, I must admit, I thought it would be a little bit easier. At least to get random traffic. Boy was I wrong. I was NOT expecting, “que the crickets”, that’s for sure. Man, the internet has changed a lot […]
Sometimes you have to spend $100 on lunch
Everyone Dies Not to be a negative Nelly or even a negative Fiddy, but it’s the truth. My Dad died of a heart attack at 64. Father-in-law died of a heart attack at 64. My half brother died of a heart attack at 64. My Brother-in-law died of a heart attack at 53. Do you […]
The day I knew I’d forever manage my own finances
Cold calls and whales Investing advice doesn’t come cheaply. Thinking back now, it was almost exactly the scene out of the movie “Boiler Room”. That scene had shown the brokerage guys of a “chop shop”, cold calling doctors and trying to find what they called a “whale”. They were trying to sell their pump and […]