Filling a gap Since I’ve been taking some extended time off of employment, I’ve had a need to supplement our income with early withdraws from my retirement money. I know it’s not the best plan and it’s never a good idea for young people, but when you need the money…you need the money. Plus, I’m […]
How do you observe aging? This is really a post about “investing as we age” or better yet, “investing as I age”. I’ve found aging to be a weird thing. PROFOUND Jim. Stop the presses. Wait, are there still “presses”? Ok…stop the WordPresses! You see, aging is one of those things, that you really can’t […]
DISCLAIMER: Nothing in this post is meant to be offered as investment advice. Do your own research about any investment you make and never invest without fully understanding the risk of loss. Don’t be lazy Jumping right out of the box with this first point. Overall, for the last 5 years, I’ve had my investments […]
A cautionary tale This is a cautionary tale of how “inertia” can really cost you a lot of money. I thought everything was on automatic pilot. I had been funding my Vanguard account for years, and with a few hot years afterthe financial crisis, I figured (around 2013) that the market was ready to take […]
This post is not meant as financial advice and is not an endorsement of any individual stock or investing method. Do your own THOROUGH research and then invest with caution. AI and investing is a new area but will most likely grow in usefulness. Autopilot investing I’ve been doing the mutual fund thing for years and frankly, sometimes I find it boring and less than optimal. Therefore, I’m […]
In December of 2013, a real estate dream of mine was shattered. We were one document away from owning the perfect home in Portland, Maine when the deal fell through. I was crushed. I had fallen in love with the city after a single visit (just like with NYC). But it just wasn’t to be. […]
I’ve always been ambivalent about my own wealth. You might even say that I’m obsessed with implementing a plan to give it all away (after we’re gone, of course). To that end, I wrote a post about a year ago on finding a financial “steward in the age of blended families.” The gist is that […]
Harvesting gains I was going to title this post, “How I beat the market in 2018”, but that’s not really what this post is about. Plus, I didn’t want to sound like an ass. This post is about being “OK” with spending or using some of your hard earned retirement funds. I’ve seen this done […]
Will Mickey Mantle pay your rent? One of my favorite lines in any movie is one from the movie “A Bronx tale”. Chazz Palminteri makes a comment to a young kid, who idol worship’s Mickey Mantle in the 1950s. He tells the kid to “..ask your Father if Mickey Mantle will pay his rent?”. He […]
Want what I want, when I want it I read so much about saving money and living a frugal life but I must admit, I wonder how sustainable that lifestyle is for many. I’ve lived that life. Like… “hardcore”. Since I’m still taking a break from the work world at 52, I’m trying to figure […]