It’s all in how you see it Ok….so I’m not “poor poor”, but I’ve been feeling poor lately. That is largely because of my wife’s furloughed job, with small prospects of coming back, and the increased competition in the job market, should either of us want to earn a salary again. These kind of changes […]
All the “What if’s” in the world
When you’re only half way there This is really a story about “wandering” when you decide to take some time off. I’m still in the process of taking some extended time off and left full time employment 4 years ago now. My wife still works a full time job and is the sole income for […]
Best Side Hustles to Boost Earnings in Your 50’s and beyond
Did you know that roughly 79 percent of Americans are behind or feel that they are behind in their retirement savings? This is an appalling number considering the cost of living and healthcare costs are on the rise in America. More and more aging adults are not looking for actual retirement, rather partial retirement. And […]
How I’m financing the next 6 months of my life
Not for everyone Let me just start this off by saying, this might not be a practical strategy for everyone. You need to figure out what works for you and what your finances can handle. Traditionally, financing debt on a credit card is frowned upon, but there are exceptions. Based on my target demographic (recently […]
What I learned about investing from John the bartender
How do you observe aging? This is really a post about “investing as we age” or better yet, “investing as I age”. I’ve found aging to be a weird thing. PROFOUND Jim. Stop the presses. Wait, are there still “presses”? Ok…stop the WordPresses! You see, aging is one of those things, that you really can’t […]
How I got fat & happy and ignored my investments
A cautionary tale This is a cautionary tale of how “inertia” can really cost you a lot of money. I thought everything was on automatic pilot. I had been funding my Vanguard account for years, and with a few hot years afterthe financial crisis, I figured (around 2013) that the market was ready to take […]
Finance after 50
Money and FIRE (Financial Independence / Retire Early) are the name of the game, right? I was drawn to the FIRE community because I’ve pretty much been living my life this way for quite a while now. Probably since I was 15 and had a 5am paper route. Our networth, all in, is over $1M […]
Accepting changes at mid-life
My days used to be so much different. I moved to NYC in 1996 for the diversity and pace. That was the dream. Wow how things have changed! It seems like another life ago now. My schedule looked something like the following: Wake up at 6am. Shower/ Shave and out the door by 7am Jammed […]
When your time truly becomes your own
It never gets old I’ve been in between jobs now for 2 years. I’m still working on some back problems, but I’m making progress at a reasonable pace. During the time I’ve been off, we’ve even been able to take 2 short Caribbean vacations during that time. Whether or not this is temporary, or just […]
Remembering your early financial life
The good old days weren’t always good What is that saying? You’ve gotta know where you’ve come from to get where you’re going? Well I had a little flashback this weekend, when collecting some paperwork for my home equity line of credit. I stumbled across my first paystub from my very first real job at […]