Do you even retire? In truth, I don’t consider myself an early retiree for a number of reasons. However, I have been observing how I spend my time during the last 4 years and I thought this topic might relate to those who are either taking some time off by choice or if you’re on […]
You’ve heard it all before I left FT employment in January 2016 and have been in-between several things and various projects. One of the main things I’ve struggled with is figuring out “what’s next?”. I don’t think that’s such a big surprise for most people, because people warn about this pitfall in any type of […]
It’s all in how you see it Ok….so I’m not “poor poor”, but I’ve been feeling poor lately. That is largely because of my wife’s furloughed job, with small prospects of coming back, and the increased competition in the job market, should either of us want to earn a salary again. These kind of changes […]
When you’re only half way there This is really a story about “wandering” when you decide to take some time off. I’m still in the process of taking some extended time off and left full time employment 4 years ago now. My wife still works a full time job and is the sole income for […]
Did you know that roughly 79 percent of Americans are behind or feel that they are behind in their retirement savings? This is an appalling number considering the cost of living and healthcare costs are on the rise in America. More and more aging adults are not looking for actual retirement, rather partial retirement. And […]
Not for everyone Let me just start this off by saying, this might not be a practical strategy for everyone. You need to figure out what works for you and what your finances can handle. Traditionally, financing debt on a credit card is frowned upon, but there are exceptions. Based on my target demographic (recently […]
How do you observe aging? This is really a post about “investing as we age” or better yet, “investing as I age”. I’ve found aging to be a weird thing. PROFOUND Jim. Stop the presses. Wait, are there still “presses”? Ok…stop the WordPresses! You see, aging is one of those things, that you really can’t […]
A cautionary tale This is a cautionary tale of how “inertia” can really cost you a lot of money. I thought everything was on automatic pilot. I had been funding my Vanguard account for years, and with a few hot years afterthe financial crisis, I figured (around 2013) that the market was ready to take […]
Money and FIRE (Financial Independence / Retire Early) are the name of the game, right? I was drawn to the FIRE community because I’ve pretty much been living my life this way for quite a while now. Probably since I was 15 and had a 5am paper route. Our networth, all in, is over $1M […]
My days used to be so much different. I moved to NYC in 1996 for the diversity and pace. That was the dream. Wow how things have changed! It seems like another life ago now. My schedule looked something like the following: Wake up at 6am. Shower/ Shave and out the door by 7am Jammed […]