TIP: Put off major purchases as long as possible A lot of the personal finance blogs that I follow really focus on figuring out the difference between a “want” and a “necessity”. That’s no small feat. Especially when it comes to shiny big purchases. Somehow, buying major appliances can make you feel like an adult […]
In 2016 I churned over $1M dollars in trades on one of our retirement accounts. (a more detailed post on that is in the works) My return at the end of the year? About $2K. Wah Wah. We’re you expecting a bigger number? So was I. I don’t use that strategy for all our accounts, […]
Find good old media at thrift stores Anyone who knows me, knows that I eschew subscription services that require payment. I’ll do whatever it takes to avoid paying for all you can eat services like Amazon’s Prime music or even Netflix. You can read more about some of specific efforts to hold onto old media […]
TIP: Create a credit card calendar Revolving credit Ah, the beauty of revolving credit. It’s a double edge sword that can cut both ways. It’s convenient to use credit, and can really extend your purchasing power, but you can easily end up paying more for it. I’ve been managing credit wisely (most of the time), […]
Financial success is more than Buy Low and Sell High Coming up on the one year anniversary of my Mother-in-law’s death. It’s a bitter-sweet time for me. I had known my MIL for more than 30 years. I can hear some questions flying now….”What the hell does this have to do with personal finance?” The […]
Pinching pennies Sometimes I want to pinch pennies so hard, I want their grandchildren to feel it. Everyone has their own way of saving a little money here and there. I thought I’d create something I could share each week. None of this stuff is brain surgery, it simply takes some commitment and […]
Bathroom technology on a small budget Continuing on with our quick fix to a small apartment bathroom, you can read the first post in this series here. These days, you really can’t get away from technology and for me, the bathroom is no different. I come up with some of my best ideas while […]
Bathroom face lift’s can be tricky. They definitely need a fix up once in a while, but it shouldn’t have to cost you big bucks to make a difference in appearance and functionality. Since blogging and doing home projects seem to be at odds, I’m going to break this post down into sections, that’ll activate, […]
Happiness is (sometimes) spending The other day, I was walking through the SoHo neighborhood of New York City and got a craving for the elusive and tasty Cronut. For those of you who might not know what they are, click here. They are the invention of the highly creative chef, Dominque Ansel. Chef Ansel is […]