Scan your own books!? Ok, this is going to sound a little extreme to most people, but sometimes I have a hard time letting stuff go. As part of my very frugal nature, I don’t like to re-purchase the same thing I’ve paid for in the past. Something that I paid for, should be mine […]
Even blogging is on sale for Cyber Monday.
Everything is on sale No they didnint. We all know that everything is on sale on cyber Monday, but my inbox just got hit by a “sale” for Hootsuite for their Cyber Monday “Sale”. Since starting this blog, and starting a couple start / stop / die blogs in the past, my theory is, that […]
Too many eggs in the retire early basket?
With all this “Tax cut” talk, it’s really making me recalculate some of my numbers for retiring early. It’s also making me wonder how much we really need for retirement. Everyone has an individual situation, but I’m thinking I might need a boost. Don’t get me wrong…living frugally totally makes sense. I tend to get […]
Happy wealth effect as your net worth grows
Negative Nellies I love writing in this space, because I’m the youngest of 8 children. My oldest sibling(s) has an entirely different idea about “Financial Independence and retiring early”. Flat out they discourage it. I don’t know if it’s because they’re concerned about my physical health, my mental health or just staying active. Maybe they […]
Learn how to cut your own hair men and save big
Frugal Money saving tip #6 The short answer is “Get your wife to do it”. Actually that reminded me of an old parable that my friend shared with me many years ago. It went something like this. “When there are 2 barbers in a shop, which one do you choose?”. ANSWER: “The one with the […]
Why I don’t intend to monetize my blog (yet)
Tough road If you had seen my recent post about “Blogging not being for the faint of heart”, then you might have figured this has been a soul searching endeavor for me. Just Googling “How many blogs are there?” results in stale stats from a few years ago, but clocks in at a staggering 150+ […]
How to take a 401k early withdraw for education
An age of retooling Ever since I started retooling some job skills, I’ve been wondering how to best take a 401k early withdraw to pay for some continuing coursework. Boy did I receive an education! Finance after 50 can involve schlogging through tax code to make sure you’re not paying taxes unnecessarily. With a little […]
Frugal money saving tip of the week #5
Tip: Extend your devices storage capacity Apple or Android…works with both Sticker shock abounds with the new iPhone clocking in at $999. We all want to save money on electronics. I live in a mixed Apple and Android device world. However, usually when I make a purchase of a new device, I go with the […]
Do you ever just go with your gut feeling on a stock pick?
Watching the grass grow I enjoy most of the financial blogs that I follow. However, I must say, most of their advice centers around the basic “Buy Low and Sell high” theory. Actually, it’s even worse than that. I call it the “No brainer path to becoming a millionaire”. Cut your expenses to the bone […]
Sharing financial responsibility with your partner
Time to think Lying in a hospital bed for 4 days, I had a lot of time to think. I thought mostly about my wife of 27 years and how she would get along financially, without me. You see, I’ve always been the one that managed every aspect of our finances. If there was an […]