The Post (#1) A big reason for starting this blog was the fact that I was not finding resources for many of the challenges I was facing at mid-life. Some of them were related to career skills and job opportunities. Others were related to unexpected health challenges and how to best deal with them. While […]
Filling a gap Since I’ve been taking some extended time off of employment, I’ve had a need to supplement our income with early withdraws from my retirement money. I know it’s not the best plan and it’s never a good idea for young people, but when you need the money…you need the money. Plus, I’m […]
Not for everyone Let me just start this off by saying, this might not be a practical strategy for everyone. You need to figure out what works for you and what your finances can handle. Traditionally, financing debt on a credit card is frowned upon, but there are exceptions. Based on my target demographic (recently […]
Following your dream I read a lot of FIRE blog posts about “finding your passion” or what does “financial independence” mean to you. That’s why I thought it appropriate to review this book here as a blog post. Just finished up the audible version which is narrated by the author, Kwame Onwuachi. As an aside, […]
How do you observe aging? This is really a post about “investing as we age” or better yet, “investing as I age”. I’ve found aging to be a weird thing. PROFOUND Jim. Stop the presses. Wait, are there still “presses”? Ok…stop the WordPresses! You see, aging is one of those things, that you really can’t […]
DISCLAIMER: Nothing in this post is meant to be offered as investment advice. Do your own research about any investment you make and never invest without fully understanding the risk of loss. Don’t be lazy Jumping right out of the box with this first point. Overall, for the last 5 years, I’ve had my investments […]
The more things change… I was sitting there in my “pedal chair” at physical therapy yesterday and there was an old man of 80+ in the chair next to me. I had actually just blown him away in our little fast walk over here. Him, with his little wooden cane, in the crosswalk and me, […]
Long time ago I remember it like it was yesterday. I was about 7 years old and was sitting there on our large oval living room rug watching Saturday baseball with my Dad. We were probably the last people in our neighborhood to upgrade to a color TV and I was loving it. Those were […]
A cautionary tale This is a cautionary tale of how “inertia” can really cost you a lot of money. I thought everything was on automatic pilot. I had been funding my Vanguard account for years, and with a few hot years afterthe financial crisis, I figured (around 2013) that the market was ready to take […]
Marrying for the money It’s one of the oldest tales in the book and still one of the most compelling. My Father-in-law used to say, “When you marry for the money, you end up earning every nickel.” While I didn’t have to worry about that as motivation for me or my wife, the lesson was […]